Plan Snapshot
- Plan Sponsor: The Guardian Life Insurance Company Of America
- Sponsor EIN: 135123390
- Sponsor Address: 10 HUDSON YARDS, NEW YORK, NY, 100012159
- Plan Type: DB
- Total Participants: 2,068
- Total Assets: $535.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,068 | $535.9M | $27.0M | $0 |
| 2023 | 1,941 | $548.5M | $0 | $0 |
| 2022 | 1,889 | $547.6M | $42.0M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TOWERS WATSON | Actuary | $402,463 | — | $402,463 |
| JOHNSON LAMBERT, LLP | Auditor | $105,756 | — | $105,756 |
| THE TOWNSEND GROUP | Investment Advisor | $33,978 | — | $33,978 |
| SS&C PRIVATE EQUITY SERVICES, INC | Investment Advisor | $31,483 | — | $31,483 |
| VICTORY CAPITAL MANAGEMENT | Investment Advisor | $31,220 | — | $31,220 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TOWERS WATSON — Actuary
- JOHNSON LAMBERT, LLP — Auditor
- VICTORY CAPITAL MANAGEMENT — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $604,900
- Estimated Expense Ratio: 0.113% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $849,087 | $65,198 | — | $105,756 | — |
| 2023 | $1,003,973 | $105,114 | — | $45,585 | — |
| 2022 | $1,103,967 | — | — | — | $514,856 |