Plan Snapshot
- Plan Sponsor: The Guardian Foundation, INC.
- Sponsor EIN: 521623898
- Sponsor Address: 5243 LITTLE DEBBIE PARKWAY, OOLTEWAH, TN, 373634515
- Plan Type: 401(k)
- Total Participants: 1,642
- Total Assets: $33.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,642 | $33.0M | $3.5M | $3.3M |
| 2023 | 1,372 | $28.4M | $2.8M | $2.8M |
| 2022 | 1,401 | $21.7M | $1.5M | $2.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $168,474 | — | $168,474 |
| MERRILL LYNCH | INVESTMENT ADVISOR | $67,576 | — | $67,576 |
| CBIZ CPAS, P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- MERRILL LYNCH — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $236,050
- Estimated Expense Ratio: 0.715% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $236,705 | $655 | — | — | — |
| 2023 | $259,457 | $75,428 | $86,261 | $21,000 | — |
| 2022 | $188,449 | — | — | — | — |