Plan Snapshot
- Plan Sponsor: The De Moya Group, INC.
- Sponsor EIN: 592629362
- Sponsor Address: 14600 SW 136TH ST, MIAMI, FL, 33186
- Plan Type: 401(k)
- Total Participants: 328
- Total Assets: $44.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 328 | $44.4M | $1.6M | $1.8M |
| 2023 | 307 | $40.1M | $2.2M | $1.6M |
| 2022 | 295 | $33.0M | $1.5M | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OSAIC FA INC | Investment Advisor | $74,730 | — | $74,730 |
| FLORIDA RETIREMENT CONSULTANTS | Recordkeeper | $8,525 | — | $8,525 |
| LEAFHOUSE FINANCIAL ADVISORS, LLC | Investment Advisor | $8,109 | — | $8,109 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $91,364
- Estimated Expense Ratio: 0.206% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $91,364 | $82,839 | $8,525 | — | — |
| 2023 | $101,843 | $92,781 | — | — | — |
| 2022 | $87,712 | $87,712 | — | — | — |