Plan Snapshot
- Plan Sponsor: The Cogar Group, Ltd
- Sponsor EIN: 202563646
- Sponsor Address: 1528 S. EL CAMINO REAL, SUITE 407, SAN MATEO, CA, 94402
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 155
- Total Assets: $292,217
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 155 | $292,217 | $1.3M | $43,416 |
| 2023 | 179 | $297,963 | $1.4M | $45,015 |
| 2022 | 0 | $226,674 | $812,989 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FCE BENEFIT ADMINISTRATORS, INC. | Other Service Provider | $153,782 | $6,980 | $160,762 |
| CIGNA HEALTH AND LIFE INSURANCE COM | Other Service Provider | $26,598 | — | $26,598 |
| FIDUCIARY PLAN MGMT SERVICES, INC. | Other Service Provider | $24,802 | — | $24,802 |
| INEICH & COMPANY, LLP | Auditor | $24,000 | — | $24,000 |
| ARMFIELD HARRISON & THOMAS LLC | Other Service Provider | $22,886 | — | $22,886 |
| UNITED WORKERS WELLNESS | Other Service Provider | $5,953 | — | $5,953 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- INEICH & COMPANY, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $265,001
- Estimated Expense Ratio: 90.686% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $237,234 | — | $153,782 | $24,000 | — |
| 2023 | $229,491 | — | $174,409 | — | — |
| 2022 | $651,656 | — | — | — | — |