Plan Snapshot
- Plan Sponsor: One Degree
- Sponsor EIN: 593831966
- Sponsor Address: 360 GRAND AVE UNIT 190, OAKLAND, CA, 94610
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 90
- Total Assets: $8.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 90 | $8.2M | $0 | $0 |
| 2024 | 9 | $8.1M | $64,461 | $143,584 |
| 2023 | 24 | $8.7M | $100,037 | $266,095 |
| 2022 | 28 | $9.2M | $154,202 | $378,885 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | Other Service Provider | $42,867 | — | $42,867 |
| WESTHILL FINANCIAL ADVISORS, INC | Other Service Provider | $18,784 | — | $18,784 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,651
- Estimated Expense Ratio: 0.753% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,294,070 | $18,784 | $42,976 | — | — |
| 2024 | $64,808 | $19,811 | $44,997 | — | — |
| 2023 | $54,522 | $16,814 | $37,708 | — | — |
| 2022 | $3,732 | — | $3,732 | — | — |