Plan Snapshot
- Plan Sponsor: The Bay Club Company
- Sponsor EIN: 942546868
- Sponsor Address: ONE LOMBARD STREET, SAN FRANCISCO, CA, 94111
- Plan Type: 401(k)
- Total Participants: 1,549
- Total Assets: $47.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,549 | $47.7M | $9,145 | $2.5M |
| 2023 | 1,202 | $28.1M | $0 | $1.4M |
| 2022 | 999 | $24.4M | $0 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FINANCIAL ADVOCATES INVESTMENT MANA | INVESTMENT ADVISOR | $84,354 | — | $84,354 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $43,741 | — | $43,741 |
| SILICON VALLEY ACCOUNTANCY CORP | AUDITOR | $23,436 | — | $23,436 |
| SILICON VALLEY ACCOUNTANCY CORPATE | Auditor | $23,436 | — | $23,436 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $174,967
- Estimated Expense Ratio: 0.367% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $151,531 | $128,095 | — | $23,436 | — |
| 2023 | $112,012 | $90,466 | — | $21,546 | — |
| 2022 | $121,520 | $96,991 | $3,037 | — | $21,492 |