Plan Snapshot
- Plan Sponsor: The Bank Of Nova Scotia
- Sponsor EIN: 134941099
- Plan Type: DB
- Total Participants: 111
- Total Assets: $117.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 111 | $117.0M | $0 | $0 |
| 2023 | 121 | $112.7M | $0 | $0 |
| 2022 | 147 | $100.9M | $18.3M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AON CONSULTING | NONE | $236,787 | — | $236,787 |
| PRUDENTIAL TRUST CO. | NONE | $183,462 | — | $183,462 |
| MERCER | NONE | $116,200 | — | $116,200 |
| KPMG LLP | NONE | $57,079 | — | $57,079 |
| PRINCIPAL FINANCIAL GROUP | NONE | $45,000 | — | $45,000 |
| STATE STREET GLOBAL ADVISORS | NONE | $14,694 | — | $14,694 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AON CONSULTING — NONE
- KPMG LLP — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $653,222
- Estimated Expense Ratio: 0.558% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $724,408 | $198,156 | $236,787 | $57,079 | — |
| 2023 | $747,206 | $149,053 | $263,116 | $57,079 | — |
| 2022 | $1,042,838 | $188,402 | $185,993 | — | $229,107 |