Plan Snapshot
- Plan Sponsor: The Arbor Circle Corporation
- Sponsor EIN: 383263853
- Sponsor Address: 1115 BALL AVENUE NE, GRAND RAPIDS, MI, 49505
- Plan Type: 401(k)
- Total Participants: 315
- Total Assets: $7.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 315 | $7.6M | $382,317 | $674,551 |
| 2023 | 298 | $5.9M | $323,538 | $558,749 |
| 2022 | 274 | $4.7M | $132,200 | $431,991 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN UNITED LIFE INSURANCE CO | NONE | $1,520 | $40,179 | $41,699 |
| KESTRA INVESTMENT SERVICES | NONE | — | $15,852 | $15,852 |
| ANDREWS HOOPER PAVLIK PLC (AHP) | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KESTRA INVESTMENT SERVICES — NONE
- ANDREWS HOOPER PAVLIK PLC (AHP) — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $57,551
- Estimated Expense Ratio: 0.755% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,268 | $748 | $1,520 | — | — |
| 2023 | $14,016 | — | $14,016 | — | — |
| 2022 | $12,686 | — | $12,686 | — | — |