Plan Snapshot
- Plan Sponsor: Terminal Railroad Association Of St. Louis
- Sponsor EIN: 436003713
- Sponsor Address: 1017 OLIVE STREET, 5TH FLOOR, ST. LOUIS, MO, 63101
- Plan Type: DB
- Total Participants: 31
- Total Assets: $39.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 31 | $39.8M | $0 | $0 |
| 2023 | 30 | $39.2M | $0 | $0 |
| 2022 | 31 | $36.2M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BANK OF AMERICA, N.A. | MANAGES INVESTMENTS | $177,001 | — | $177,001 |
| KERBER ECK & BRAECKEL | INDEPENDENT ACCOUTANT | $10,550 | — | $10,550 |
| MILLIMAN, INC | ACTUARY | $7,405 | — | $7,405 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KERBER ECK & BRAECKEL — INDEPENDENT ACCOUTANT
- MILLIMAN, INC — ACTUARY
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $194,956
- Estimated Expense Ratio: 0.490% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $207,052 | $45,305 | — | — | — |
| 2023 | $174,479 | $42,738 | — | — | — |
| 2022 | $205,205 | $44,052 | — | — | $161,153 |