Plan Snapshot
- Plan Sponsor: T & M Associates
- Sponsor EIN: 221806708
- Sponsor Address: 11 TINDALL ROAD, MIDDLETOWN, NJ, 07748
- Plan Type: 401(k)
- Total Participants: 378
- Total Assets: $103.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 378 | $103.0M | $1.2M | $3.9M |
| 2023 | 376 | $92.8M | $1.1M | $3.6M |
| 2022 | 335 | $78.7M | $993,066 | $3.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SMOLIN, LUPIN, & CO., LLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $80,623 | $8,399 | — | — | — |
| 2023 | $43,822 | $3,538 | — | — | — |
| 2022 | $17,035 | $13,176 | $3,859 | — | — |