Plan Snapshot
- Plan Sponsor: T.H. Ryan Cartage Co.
- Sponsor EIN: 362096450
- Sponsor Address: 111 SOUTH 7TH AVENUE, MAYWOOD, IL, 60153
- Plan Type: 401(k)
- Total Participants: 194
- Total Assets: $4.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 194 | $4.1M | $85,376 | $245,413 |
| 2023 | 188 | $3.7M | $80,625 | $231,940 |
| 2022 | 177 | $3.8M | $83,765 | $262,634 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ASCENSUS LLC | NONE | $13,832 | $5 | $13,837 |
| WINTRUST WEALTH MANAGEMENT | NONE | $13,312 | — | $13,312 |
| PETER SHANNON & CO | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $27,149
- Estimated Expense Ratio: 0.663% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $27,144 | $13,312 | $13,832 | — | — |
| 2023 | $25,696 | $12,145 | $13,551 | — | — |
| 2022 | $21,299 | $6,026 | $15,273 | — | — |