Plan Snapshot
- Plan Sponsor: Symons Fire Protection, INC.
- Sponsor EIN: 030378557
- Sponsor Address: 9475 CHESAPEAKE DRIVE, SAN DIEGO, CA, 92123
- Plan Type: 401(k)
- Total Participants: 166
- Total Assets: $3.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 166 | $3.0M | $611,230 | $376,826 |
| 2023 | 132 | $2.1M | $438,513 | $296,705 |
| 2022 | 113 | $1.2M | $266,606 | $233,521 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | RECORDKEEPER | $14,005 | — | $14,005 |
| CETERA INVESTMENT ADVISERS LLC | INVESTMENT ADVISORY-PLAN | $11,849 | — | $11,849 |
| ECONOMIC GROUP PENSION SERVICES | RECORDKEEPER | $11,250 | — | $11,250 |
| CONSIDINE & CONSIDINE | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA LIFE INSURANCE COMPANY — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $37,104
- Estimated Expense Ratio: 1.231% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $50,971 | — | — | — | — |
| 2023 | $26,796 | — | — | — | — |
| 2022 | $23,175 | — | — | — | $23,175 |