Plan Snapshot
- Plan Sponsor: Susan Gage Caterer, INC.
- Sponsor EIN: 521662870
- Sponsor Address: 7100 OLD LANDOVER ROAD, SUITE 200, LANDOVER, MD, 20785
- Plan Type: 401(k)
- Total Participants: 124
- Total Assets: $9.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 124 | $9.2M | $519,198 | $359,559 |
| 2023 | 116 | $9.4M | $426,945 | $344,032 |
| 2022 | 104 | $8.1M | $361,363 | $322,684 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | CONSULTANT | $28,275 | $25 | $28,300 |
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $21,706 | — | $21,706 |
| COASTAL PENSION SERVICES INC | CONTRACT ADMINISTRATOR | — | $7,477 | $7,477 |
| SNYDER COHN, PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SNYDER COHN, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $57,483
- Estimated Expense Ratio: 0.622% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $49,981 | $14,137 | $21,707 | — | — |
| 2023 | $43,450 | — | $19,403 | — | — |
| 2022 | $56,379 | $12,932 | $18,016 | — | $25,431 |