Plan Snapshot
- Plan Sponsor: Summerwinds Garden Centers, INC.
- Sponsor EIN: 820500954
- Sponsor Address: 305 FEDERAL WAY, BOISE, ID, 83705
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 237
- Total Assets: $13.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 237 | $13.4M | $0 | $0 |
| 2024 | 166 | $12.4M | $307,512 | $679,262 |
| 2023 | 176 | $10.9M | $214,240 | $515,490 |
| 2022 | 166 | $9.2M | $185,291 | $460,093 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ECHELON GROUP INC. | Other Service Provider | $36,662 | — | $36,662 |
| STANCORP FINANCIAL GROUP | Other Service Provider | $29,405 | $2,402 | $31,807 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $68,469
- Estimated Expense Ratio: 0.511% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,368,825 | — | $66,079 | — | — |
| 2024 | $58,376 | — | $58,376 | — | — |
| 2023 | $55,142 | — | $55,142 | — | — |
| 2022 | $60,488 | — | $60,488 | — | — |