Plan Snapshot
- Plan Sponsor: Summerwinds Garden Centers, INC.
- Sponsor EIN: 820500954
- Sponsor Address: 305 FEDERAL WAY, BOISE, ID, 83705
- Plan Type: 401(k)
- Total Participants: 166
- Total Assets: $12.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 166 | $12.4M | $307,512 | $679,262 |
| 2023 | 176 | $10.9M | $214,240 | $515,490 |
| 2022 | 166 | $9.2M | $185,291 | $460,093 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | NONE | $25,337 | $3,256 | $28,593 |
| ARBOR POINT ADVISORS LLC | NONE | $24,156 | — | $24,156 |
| ECHELON GROUP INC | NONE | $8,861 | — | $8,861 |
| EIDE BAILLY | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — NONE
- ECHELON GROUP INC — NONE
- EIDE BAILLY — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,610
- Estimated Expense Ratio: 0.498% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $58,376 | — | $58,376 | — | — |
| 2023 | $55,142 | — | $55,142 | — | — |
| 2022 | $60,488 | — | $60,488 | — | — |