Plan Snapshot
- Plan Sponsor: Stockton Mortgage Corporation
- Sponsor EIN: 611392032
- Sponsor Address: 88 C. MICHAEL DAVENPORT BLVD., FRANKFORT, KY, 40601
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 367
- Total Assets: $21.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 367 | $21.7M | $0 | $0 |
| 2024 | 359 | $19.2M | $852,805 | $1.9M |
| 2023 | 293 | $15.4M | $638,819 | $1.3M |
| 2022 | 239 | $12.5M | $703,210 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | Other Service Provider | $49,153 | $19 | $49,172 |
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $30,339 | — | $30,339 |
| RETIREMENT MANAGEMENT SERVICES, LLC | Recordkeeper | — | $5,905 | $5,905 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $85,416
- Estimated Expense Ratio: 0.394% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $4,022,523 | $29,492 | $30,340 | — | — |
| 2024 | $81,323 | $30,088 | $34,473 | — | — |
| 2023 | $50,499 | $6,246 | $40,956 | — | — |
| 2022 | $48,169 | — | — | — | — |