Plan Snapshot
- Plan Sponsor: Stephens & Smith Construction Co., INC.
- Sponsor EIN: 470558429
- Sponsor Address: 1542 SOUTH FIRST, LINCOLN, NE, 68502
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 178
- Total Assets: $25.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 178 | $25.3M | $1.3M | $0 |
| 2023 | 193 | $21.6M | $1.2M | $0 |
| 2022 | 154 | $20.6M | $1.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIRST INTERNATIONAL BANK & TRUST | Other Service Provider | $27,083 | — | $27,083 |
| STERN BROTHERS | Other Service Provider | $13,750 | — | $13,750 |
| BUCKLEY & SITZMAN, LLP | Auditor | $9,750 | — | $9,750 |
| UNION BANK & TRUST COMPANY | Other Service Provider | $8,887 | — | $8,887 |
| GREATBANC | Other Service Provider | $5,167 | — | $5,167 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BUCKLEY & SITZMAN, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $64,637
- Estimated Expense Ratio: 0.255% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $58,287 | $26,000 | — | $9,750 | — |
| 2023 | $55,035 | $27,040 | — | $8,400 | — |
| 2022 | $27,865 | — | — | — | $27,865 |