Plan Snapshot
- Plan Sponsor: Stephens And Smith Construction
- Sponsor EIN: 470558429
- Sponsor Address: 1542 SOUTH FIRST, LINCOLN, NE, 68502
- Plan Type: 401(k)
- Total Participants: 224
- Total Assets: $13.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 224 | $13.1M | $481,781 | $693,945 |
| 2023 | 209 | $11.3M | $327,974 | $677,630 |
| 2022 | 197 | $9.6M | $350,441 | $629,900 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| D.A. DAVIDSON & CO. | Investment Advisor | $26,542 | — | $26,542 |
| JULY BUSINESS SERVICES LLC | Recordkeeper | $15,214 | — | $15,214 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- D.A. DAVIDSON & CO. — Investment Advisor
- JULY BUSINESS SERVICES LLC — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $41,756
- Estimated Expense Ratio: 0.318% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $51,686 | $26,542 | $20,318 | — | — |
| 2023 | $29,924 | — | $29,924 | — | — |
| 2022 | $40,053 | $21,441 | $14,201 | — | $4,411 |