Plan Snapshot
- Plan Sponsor: Stein & Associates, LLC
- Sponsor EIN: 640913971
- Sponsor Address: 8520 SOUTH 36TH TERRACE, FORT SMITH, AR, 72908
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 1,150
- Total Assets: $49.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,150 | $49.8M | $0 | $0 |
| 2024 | 1,041 | $41.3M | $999,752 | $2.2M |
| 2023 | 918 | $36.7M | $1.0M | $2.2M |
| 2022 | 856 | $29.1M | $980,478 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $59,024 | — | $59,024 |
| CADENCE BANK | Investment Advisor | $57,650 | — | $57,650 |
| LANDMARK, CPAS | Auditor | $26,120 | — | $26,120 |
| HINKLE LAW FIRM, LLC | ERISA Attorney | $6,151 | — | $6,151 |
| FIRST NATIONAL BANK OF FORT SMITH | Investment Advisor | $5,743 | — | $5,743 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $154,688
- Estimated Expense Ratio: 0.311% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,255,233 | $63,393 | — | $26,120 | — |
| 2024 | $141,926 | $54,970 | — | $25,996 | — |
| 2023 | $128,810 | $45,393 | $300 | $25,213 | — |
| 2022 | $45,158 | — | — | — | — |