Plan Snapshot
- Plan Sponsor: Steel Warehouse Company LLC
- Sponsor EIN: 203534605
- Sponsor Address: 2722 WEST TUCKER DRIVE, SOUTH BEND, IN, 46624
- Plan Type: 401(k)
- Total Participants: 1,585
- Total Assets: $128.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,585 | $128.3M | $628,005 | $5.8M |
| 2023 | 1,566 | $118.1M | $3.5M | $5.5M |
| 2022 | 2,087 | $107.0M | $3.1M | $4.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMP ANNUITY INSURANCE CO OF AMERICA | RECORDKEEPER | $56,139 | — | $56,139 |
| CROWE LLP | ACCOUNTANT/AUDITOR | $49,613 | — | $49,613 |
| KRUGGEL LAWTON CPA | Auditor | $49,613 | — | $49,613 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $40,280 | — | $40,280 |
| PNC INSTITUTIONAL ASSET MANGEMENT | INVESTMENT ADVISOR | $35,523 | — | $35,523 |
| PNC BANK NA | OTHER | $20,746 | — | $20,746 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KRUGGEL LAWTON CPA — Auditor
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $251,914
- Estimated Expense Ratio: 0.196% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $439,816 | $36,257 | — | $49,613 | — |
| 2023 | -$144,066 | — | — | — | — |
| 2022 | $140,958 | $95,994 | $37,633 | — | $79,000 |