Plan Snapshot
- Plan Sponsor: State Street Corporation
- Sponsor EIN: 042456637
- Sponsor Address: GHR BENEFITS, BOSTON, MA, 02114
- Plan Type: 401(k)
- Total Participants: 11,992
- Total Assets: $6.5B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 11,992 | $6.5B | $98.8M | $163.1M |
| 2023 | 12,777 | $5.7B | $96.2M | $162.9M |
| 2022 | 12,168 | $4.8B | $89.6M | $150.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STATE STREET GLOBAL ADVISORS | Investment Advisor | $1,422,487 | — | $1,422,487 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $756,613 | — | $756,613 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $369,053 | — | $369,053 |
| TOWERS WATSON INVESTMENT SERVICES, | Other Service Provider | $174,174 | — | $174,174 |
| ERNST & YOUNG US LLP | Auditor | $67,500 | — | $67,500 |
| NEWPORT TRUST COMPANY | Investment Advisor | $37,500 | — | $37,500 |
| ROPES AND GRAY LLP | ERISA Attorney | $11,093 | — | $11,093 |
| WILLIS TOWERS WATSON US LLC | Recordkeeper | $8,845 | — | $8,845 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — Investment Advisor
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- ERNST & YOUNG US LLP — Auditor
- WILLIS TOWERS WATSON US LLC — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,847,265
- Estimated Expense Ratio: 0.044% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,694,935 | — | — | — | — |
| 2023 | $2,287,994 | $2,287,994 | — | — | — |
| 2022 | $2,448,014 | $2,448,014 | — | — | — |