Plan Snapshot
- Plan Sponsor: St Tissue, LLC
- Sponsor EIN: 454775997
- Sponsor Address: 34050 UNION CAMP DRIVE, FRANKLIN, VA, 23851
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 233
- Total Assets: $5.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 233 | $5.5M | $0 | $0 |
| 2024 | 130 | $4.3M | $142,409 | $494,336 |
| 2023 | 207 | $3.9M | $233,768 | $751,781 |
| 2022 | 175 | $3.0M | $159,184 | $489,870 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | Other Service Provider | $24,584 | — | $24,584 |
| MORGAN STANLEY GLOBAL | Other Service Provider | $13,883 | — | $13,883 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $38,467
- Estimated Expense Ratio: 0.703% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $428,819 | $13,883 | $24,584 | — | — |
| 2024 | $38,482 | $7,339 | $31,143 | — | — |
| 2023 | $30,169 | $7,675 | $22,494 | — | — |
| 2022 | $28,095 | $8,830 | $19,265 | — | — |