Plan Snapshot
- Plan Sponsor: St. Louis Auto Dealers Association
- Sponsor EIN: 430299790
- Sponsor Address: 13616 MANCHESTER ROAD, ST. LOUIS, MO, 63131
- Plan Type: 401(k)
- Total Participants: 698
- Total Assets: $11.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 698 | $11.3M | $31,424 | $504,277 |
| 2023 | 717 | $10.7M | $37,229 | $487,259 |
| 2022 | 669 | $10.5M | $34,099 | $540,114 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MILLIMAN, INC. | NONE | $76,599 | — | $76,599 |
| CAPTRUST INVESTMENT ADVISORS | INVESTMENT ADVISOR | $69,206 | — | $69,206 |
| WOLFF & TAYLOR, PC | AUDITOR | $20,964 | — | $20,964 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLIMAN, INC. — NONE
- WOLFF & TAYLOR, PC — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $166,769
- Estimated Expense Ratio: 1.473% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $166,769 | $69,206 | — | $20,964 | — |
| 2023 | $218,003 | $66,255 | — | $20,964 | — |
| 2022 | $198,545 | — | — | — | $198,545 |