Plan Snapshot
- Plan Sponsor: St. Joseph'S Collegiate Institute
- Sponsor EIN: 160743159
- Sponsor Address: 845 KENMORE AVENUE, BUFFALO, NY, 14223
- Plan Type: 403(b)
- Total Participants: 92
- Total Assets: $19.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 92 | $19.9M | $267,329 | $472,145 |
| 2023 | 93 | $18.5M | $261,728 | $449,698 |
| 2022 | 88 | $17.8M | $246,604 | $422,574 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA TEACHERS INS & ANNUNITY ACSSOC | RECORDKEEPER | $19,862 | — | $19,862 |
| LAWLEY RETIREMENT ADVISORS LLC | ADVISOR | $10,000 | — | $10,000 |
| LUMSDEN & MCCORMICK, LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA TEACHERS INS & ANNUNITY ACSSOC — RECORDKEEPER
- LUMSDEN & MCCORMICK, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $29,862
- Estimated Expense Ratio: 0.150% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $30,186 | — | $30,186 | — | — |
| 2023 | $20,945 | — | $20,945 | — | — |
| 2022 | $29,580 | — | $29,580 | — | — |