Plan Snapshot
- Plan Sponsor: Spencer Gifts LLC
- Sponsor EIN: 710878043
- Sponsor Address: 6826 BLACK HORSE PIKE, EGG HARBOR TOWNSHIP, NJ, 08234
- Plan Type: 401(k)
- Total Participants: 4,222
- Total Assets: $71.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,222 | $71.0M | $4.1M | $8.0M |
| 2023 | 3,869 | $54.2M | $3.9M | $7.6M |
| 2022 | 3,266 | $38.0M | $3.5M | $6.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GELTRUDE & COMPANY,LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GELTRUDE & COMPANY,LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $176,645 | $39,971 | $136,674 | — | — |
| 2023 | $137,905 | $35,000 | $102,905 | — | — |
| 2022 | $98,792 | $20,000 | $78,792 | — | — |