Plan Snapshot
- Plan Sponsor: Spencer Fane LLP
- Sponsor EIN: 440561981
- Sponsor Address: 1000 WALNUT, SUITE 1400, KANSAS CITY, MO, 64106
- Plan Type: DC
- Total Participants: 910
- Total Assets: $263.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 910 | $263.8M | $11.8M | $8.8M |
| 2023 | 707 | $211.0M | $10.3M | $7.1M |
| 2022 | 608 | $161.8M | $7.5M | $5.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CREATIVE PLANNING LLC | Investment Advisor | $45,377 | — | $45,377 |
| MERITAGE PORTFOLIO MANAGEMENT | Other Service Provider | $19,944 | — | $19,944 |
| KRILOGY FINANCIAL LLC | Other Service Provider | $15,767 | — | $15,767 |
| SCHWAB RETIREMENT PLAN SERVICES INC | Recordkeeper | $12,771 | — | $12,771 |
| HILEY HUNT WEALTH | Other Service Provider | $10,109 | — | $10,109 |
| CANVAS WEALTH ADVISORS LLC | Other Service Provider | $9,812 | — | $9,812 |
| FISHER INVESTMENTS | Recordkeeper | $5,564 | — | $5,564 |
| TANGLEWOOD TOTAL WEALTH | Other Service Provider | $5,536 | — | $5,536 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING LLC — Investment Advisor
- SCHWAB RETIREMENT PLAN SERVICES INC — Recordkeeper
- FISHER INVESTMENTS — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $124,880
- Estimated Expense Ratio: 0.047% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $140,147 | $124,851 | — | — | — |
| 2023 | $121,179 | $86,814 | — | — | — |
| 2022 | $92,527 | $85,191 | — | — | $2,971 |