Plan Snapshot
- Plan Sponsor: Spee Dee Delivery Service, INC.
- Sponsor EIN: 411530767
- Sponsor Address: PO BOX 1417, ST CLOUD, MN, 563021417
- Plan Type: 401(k)
- Total Participants: 1,141
- Total Assets: $52.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,141 | $52.9M | $380,879 | $2.1M |
| 2023 | 1,536 | $54.1M | $381,129 | $2.1M |
| 2022 | 1,393 | $50.2M | $397,134 | $2.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WEALTH MANAGEMENT | ADVISOR | $30,514 | — | $30,514 |
| PENTEGRA SERVICES | RECORDKEEPER | $18,854 | — | $18,854 |
| RELIANCE TRUST | TRUSTEE | $6,185 | — | $6,185 |
| EMPOWER ANNUITY INS CO OF AM | RECORDKEEPER | $6,059 | — | $6,059 |
| BERGANKDV, LTD | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RELIANCE TRUST — TRUSTEE
- BERGANKDV, LTD — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,612
- Estimated Expense Ratio: 0.116% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $60,082 | $30,514 | $10,353 | — | — |
| 2023 | $80,544 | — | — | — | — |
| 2022 | $84,128 | — | $53,825 | — | $30,303 |