Plan Snapshot
- Plan Sponsor: Special Agents Mutual Benefit Association
- Sponsor EIN: 521074154
- Sponsor Address: 11301 OLD GEORGETOWN ROAD, ROCKVILLE, MD, 20852
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 109,573
- Total Assets: $223.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 109,573 | $223.0M | $0 | $0 |
| 2024 | 108,563 | $200.7M | $0 | $23.9M |
| 2023 | 104,373 | $184.4M | $0 | $23.2M |
| 2022 | 91,626 | $162.8M | $0 | $22.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAMBA BENEFIT PLAN | Other Service Provider | $2,154,770 | — | $2,154,770 |
| AETNA LIFE INSURANCE COMPANY | Recordkeeper | $788,199 | — | $788,199 |
| WITHUMSMITH+BROWN PC | Other Service Provider | $718,793 | — | $718,793 |
| RAM TECHNOLOGIES INC. | Other Service Provider | $585,166 | — | $585,166 |
| PNC INSTITUTIONAL INVESTMENTS | Other Service Provider | $477,818 | — | $477,818 |
| COUNTERPOINT SOFTWARE INC | Other Service Provider | $356,518 | — | $356,518 |
| ZELIS PAYMENTS HOLDINGS LLC | Other Service Provider | $268,078 | — | $268,078 |
| HOUSE OF PRINTING INC | Other Service Provider | $249,991 | — | $249,991 |
| OPTUMINSIGHT, INC. | Other Service Provider | $178,127 | — | $178,127 |
| VW BROWN INSURANCE SERVICE LLC | Other Service Provider | — | $158,114 | $158,114 |
| HUBBARD RADIO WASHINGTON DC,LLC | Other Service Provider | $153,000 | — | $153,000 |
| CAROUSEL INDUSTRIES OF NORTH AMERIC | Other Service Provider | $97,866 | — | $97,866 |
| EYEMED VISION CARE | Other Service Provider | $85,973 | — | $85,973 |
| MAINLINE INFORMATION SYSTEMS | Other Service Provider | $75,163 | — | $75,163 |
| HYLAND SOFTWARE, INC | Other Service Provider | $69,107 | — | $69,107 |
| MARY LIVINGSTON | Other Service Provider | $67,500 | — | $67,500 |
| ZIXCORP SYSTEMS INC | Other Service Provider | $61,448 | — | $61,448 |
| PAMELA CUMMINGS | Other Service Provider | $59,388 | — | $59,388 |
| CIGNA | Other Service Provider | $47,779 | — | $47,779 |
| LYNN CHANG | Other Service Provider | $46,604 | — | $46,604 |
| WILLIAM P O'HANLON | Other Service Provider | $46,000 | — | $46,000 |
| ZAYO NETWORK SERVICES LLC | Other Service Provider | $42,782 | — | $42,782 |
| HARBORVAULT DATA SOLUTIONS | Other Service Provider | $37,506 | — | $37,506 |
| ENGHOUSE INTERACTIVE INC | Other Service Provider | $37,354 | — | $37,354 |
| JOHN MARTUCCI | Other Service Provider | $36,238 | — | $36,238 |
| AUDIO EYE INC | Other Service Provider | $35,990 | — | $35,990 |
| DATABANK HOLDINGS | Other Service Provider | $35,265 | — | $35,265 |
| CRAYON SOFTWARE EXPERTS LLC | Other Service Provider | $29,143 | — | $29,143 |
| JOSEPH R DAVIS | Other Service Provider | $25,000 | — | $25,000 |
| ERMER & SUTER, PLLC | Other Service Provider | $24,800 | — | $24,800 |
| PROMOSANDLOGOS.COM INC | Other Service Provider | $24,779 | — | $24,779 |
| NTIRETY, INC | Other Service Provider | $21,431 | — | $21,431 |
| IBM CORPORATION | Other Service Provider | $20,677 | — | $20,677 |
| P.A. LUNDY & ASSOCIATES LLC | Other Service Provider | $20,627 | — | $20,627 |
| FINTHRIVE INC | Other Service Provider | $14,054 | — | $14,054 |
| KATHRYN DIEM | Custodian / Trustee | $12,039 | — | $12,039 |
| MICRO CENTER | Other Service Provider | $10,758 | — | $10,758 |
| CARANGI & ASSOCIATES INC | Other Service Provider | $10,300 | — | $10,300 |
| ANGELA ZENTZ | Custodian / Trustee | $10,294 | — | $10,294 |
| AMAZON WEB SERVICES INC | Other Service Provider | $9,173 | — | $9,173 |
| CHARLENE BUCK THORNTON | Custodian / Trustee | $9,165 | — | $9,165 |
| KNOWBE4, INC. | Other Service Provider | $9,104 | — | $9,104 |
| DAVID R LOESCH | Custodian / Trustee | $9,000 | — | $9,000 |
| NANCY L SAVAGE | Custodian / Trustee | $9,000 | — | $9,000 |
| NINJAONE LLC | Other Service Provider | $8,014 | — | $8,014 |
| SMA TECHNOLOGIES | Other Service Provider | $6,335 | — | $6,335 |
| MHC SOFTWARE HOLDINGS, INC | Other Service Provider | $5,082 | — | $5,082 |
| PROGRESS SOFTWARE CORPORATION | Other Service Provider | $5,000 | — | $5,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $7,264,312
- Estimated Expense Ratio: 3.258% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $30,239,800 | $477,818 | $133,764 | $87,100 | — |
| 2024 | $3,736,362 | $432,244 | $133,517 | $80,462 | — |
| 2023 | $2,998,556 | $478,143 | $130,254 | $76,234 | — |
| 2022 | $3,157,066 | $290,788 | $125,148 | — | $171,924 |