Plan Snapshot
- Plan Sponsor: Spear Physical Therapy PLLC
- Sponsor EIN: 202775993
- Sponsor Address: 307 5TH AVE, 6TH FLOOR, NEW YORK, NY, 10016
- Plan Type: 401(k)
- Total Participants: 889
- Total Assets: $15.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 889 | $15.3M | $576,057 | $2.6M |
| 2023 | 633 | $11.0M | $410,668 | $1.6M |
| 2022 | 467 | $7.6M | $366,319 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $28,506 | — | $28,506 |
| EQUITABLE ADVISORS LLC | ADVISOR | $23,795 | — | $23,795 |
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- EQUITABLE ADVISORS LLC — ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $52,301
- Estimated Expense Ratio: 0.342% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $56,705 | $28,199 | — | — | — |
| 2023 | $42,439 | $19,166 | — | — | — |
| 2022 | $33,696 | $2,106 | — | — | — |