Plan Snapshot
- Plan Sponsor: Western States Carpenters Training Fund
- Sponsor EIN: 952106266
- Sponsor Address: 533 S. FREMONT AVE., LOS ANGELES, CA, 900711706
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 166
- Total Assets: $6.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 166 | $6.7M | $0 | $0 |
| 2024 | 146 | $5.5M | $0 | $704,411 |
| 2023 | 107 | $5.1M | $0 | $549,801 |
| 2022 | 98 | $4.1M | $0 | $522,432 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $18,103 | — | $18,103 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $18,103
- Estimated Expense Ratio: 0.268% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $620,772 | — | $300 | — | — |
| 2024 | $832,815 | — | — | — | — |
| 2023 | $11,534 | — | — | — | — |
| 2022 | $11,868 | — | — | — | — |