Plan Snapshot
- Plan Sponsor: Southwest Boston Senior Svcs INC. D/B/A Ethos
- Sponsor EIN: 237304163
- Sponsor Address: 555 AMORY ST, JAMAICA PLAIN, MA, 021302652
- Plan Type: 403(b)
- Plan Number: 002
- Total Participants: 224
- Total Assets: $9.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 224 | $9.0M | $0 | $0 |
| 2024 | 197 | $7.8M | $86,240 | $350,101 |
| 2023 | 135 | $6.6M | $75,773 | $295,478 |
| 2022 | 119 | $5.6M | $139,308 | $301,506 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | Other Service Provider | $35,215 | $10,000 | $45,215 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $45,215
- Estimated Expense Ratio: 0.503% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $546,392 | — | $34,990 | — | — |
| 2024 | $30,929 | — | $30,629 | — | — |
| 2023 | $25,059 | — | $24,134 | — | — |
| 2022 | $23,190 | — | — | — | — |