Plan Snapshot
- Plan Sponsor: Smyrna Ready Mix Concrete, LLC
- Sponsor EIN: 621850770
- Sponsor Address: 4472 HICKORY GROVE RD., MURFREESBORO, TN, 37129
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 3,887
- Total Assets: $119.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,887 | $119.9M | $14.0M | $18.0M |
| 2023 | 6,030 | $83.0M | $9.8M | $14.1M |
| 2022 | 4,984 | $53.0M | $7.0M | $10.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN S | Recordkeeper | $350,033 | — | $350,033 |
| STONES RIVER CONSULTING | Other Service Provider | $146,354 | — | $146,354 |
| CETERA INVESTMENT ADVISERS LLC | Investment Advisor | $101,395 | — | $101,395 |
| CETERA ADVISORS LLC | Other Service Provider | $79,680 | — | $79,680 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $677,462
- Estimated Expense Ratio: 0.565% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $677,462 | — | $677,462 | — | — |
| 2023 | $144,811 | — | $144,811 | — | — |
| 2022 | $51,616 | — | $51,616 | — | — |