Plan Snapshot
- Plan Sponsor: Smith Gardens, INC.
- Sponsor EIN: 911056759
- Sponsor Address: 4164 MERIDIAN STREET, SUITE 400, BELLINGHAM, WA, 98226
- Plan Type: 401(k)
- Total Participants: 445
- Total Assets: $13.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 445 | $13.1M | $265,405 | $964,275 |
| 2023 | 395 | $11.1M | $234,192 | $837,216 |
| 2022 | 382 | $8.8M | $236,557 | $790,942 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LARSON GROSS ASSURANCE, PLLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $73,854 | $36,423 | $37,431 | — | — |
| 2023 | $58,337 | $28,609 | $29,728 | — | — |
| 2022 | $56,029 | $27,904 | $28,125 | — | — |