Plan Snapshot
- Plan Sponsor: Septagon Construction Company
- Sponsor EIN: 431234876
- Sponsor Address: 113 EAST THIRD STREET, SEDALIA, MO, 65301
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 170
- Total Assets: $14.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 170 | $14.2M | $0 | $0 |
| 2024 | 159 | $12.2M | $238,466 | $754,720 |
| 2023 | 151 | $11.4M | $237,753 | $713,979 |
| 2022 | 149 | $10.2M | $220,320 | $661,919 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NORTH AMERICAN KTRADE ALLIANCE, LLC | Recordkeeper | $25,575 | — | $25,575 |
| DEMARS PENSION CONSULTING SERVICES | Other Service Provider | $10,500 | — | $10,500 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $36,075
- Estimated Expense Ratio: 0.254% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,019,327 | — | — | — | — |
| 2024 | $38,025 | $4,000 | $10,298 | — | — |
| 2023 | $35,540 | $4,000 | $10,324 | — | — |
| 2022 | $36,927 | $36,927 | — | — | — |