Plan Snapshot
- Plan Sponsor: Saunders Construction INC
- Sponsor EIN: 840706521
- Sponsor Address: 86 INVERNESS PLACE NORTH, ENGLEWOOD, CO, 80112
- Plan Type: 401(k)
- Total Participants: 358
- Total Assets: $53.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 358 | $53.4M | $2.1M | $3.8M |
| 2023 | 408 | $49.8M | $2.1M | $3.7M |
| 2022 | 425 | $40.8M | $1.8M | $3.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $49,501 | — | $49,501 |
| IMA WEALTH INC | Investment Advisor | $48,750 | — | $48,750 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
- IMA WEALTH INC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $98,251
- Estimated Expense Ratio: 0.184% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $98,251 | $48,750 | $300 | — | — |
| 2023 | $79,643 | $35,000 | — | — | — |
| 2022 | $92,308 | — | — | — | — |