Plan Snapshot
- Plan Sponsor: Saratoga Hospital
- Sponsor EIN: 141338547
- Sponsor Address: 211 CHURCH STREET, SARATOGA SPRINGS, NY, 12866
- Plan Type: 403(b)
- Total Participants: 3,219
- Total Assets: $367.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,219 | $367.6M | $9.7M | $20.1M |
| 2023 | 3,314 | $322.0M | $9.1M | $19.2M |
| 2022 | 3,205 | $267.7M | $8.5M | $17.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORD KEEPER | $667,944 | — | $667,944 |
| MORGAN STANLEY DEAN WITTER | BROKER | — | $258,057 | $258,057 |
| HEALTHCARE COMMISSION SECUR CO | BROKER | — | $89,459 | $89,459 |
| UHY LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORD KEEPER
- MORGAN STANLEY DEAN WITTER — BROKER
- UHY LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,015,460
- Estimated Expense Ratio: 0.276% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $667,944 | — | — | — | — |
| 2023 | $533,881 | — | — | — | — |
| 2022 | $497,990 | — | — | — | — |