Plan Snapshot
- Plan Sponsor: Saint Francis Healthcare System
- Sponsor EIN: 430662499
- Sponsor Address: 211 ST. FRANCIS DRIVE, CAPE GIRARDEAU, MO, 63703
- Plan Type: 401(k)
- Total Participants: 3,483
- Total Assets: $245.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,483 | $245.8M | $10.5M | $13.1M |
| 2023 | 3,309 | $218.6M | $13.4M | $10.1M |
| 2022 | 3,940 | $188.6M | $9.0M | $10.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Other Service Provider | $342,015 | — | $342,015 |
| EMPOWER ADVISORY GROUP, LLC | Other Service Provider | $19,459 | — | $19,459 |
| VOYA RETIREMENT INSURANCE AND ANNUI | Other Service Provider | $18,552 | $4 | $18,556 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $380,030
- Estimated Expense Ratio: 0.155% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $385,433 | $19,459 | $13,612 | — | — |
| 2023 | $349,136 | $5,310 | $16,151 | — | — |
| 2022 | $287,660 | — | $287,660 | — | — |