Plan Snapshot
- Plan Sponsor: S & H Motors, INC.
- Sponsor EIN: 581811326
- Sponsor Address: 5425 JEFFERSON DAVIS HIGHWAY, BEECH ISLAND, SC, 29842
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 206
- Total Assets: $5.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 206 | $5.9M | $0 | $0 |
| 2024 | 172 | $4.8M | $190,031 | $650,043 |
| 2023 | 165 | $4.0M | $101,194 | $669,128 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MCGREGOR AND COMPANY, LLP | Other Service Provider | $26,400 | — | $26,400 |
| STANCORP FINANCIAL GROUP | Other Service Provider | $22,330 | — | $22,330 |
| GALLAGHER FIDUCIARY ADVISORS, LLC | Other Service Provider | $12,515 | — | $12,515 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $61,245
- Estimated Expense Ratio: 1.035% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $775,708 | $12,515 | $22,330 | $26,400 | — |
| 2024 | $30,465 | $10,165 | $20,300 | — | — |
| 2023 | $26,761 | — | $26,761 | — | — |