Plan Snapshot
- Plan Sponsor: Russell Sage College
- Sponsor EIN: 141338488
- Sponsor Address: 65 1ST STREET, TROY, NY, 12180
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 1,585
- Total Assets: $125.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,585 | $125.6M | $0 | $0 |
| 2024 | 878 | $116.8M | $673,347 | $1.3M |
| 2023 | 973 | $109.4M | $614,996 | $1.2M |
| 2022 | 660 | $102.4M | $681,908 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | Other Service Provider | $64,434 | — | $64,434 |
| FIDUCIENT ADVISORS, LLC | Other Service Provider | $45,837 | — | $45,837 |
| BONADIO & CO LLP | Other Service Provider | $13,500 | — | $13,500 |
| UHY LLP | Other Service Provider | $7,329 | — | $7,329 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $131,100
- Estimated Expense Ratio: 0.104% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $9,717,224 | $49,419 | $3,000 | $20,829 | — |
| 2024 | $97,280 | $47,656 | — | — | — |
| 2023 | $114,706 | $53,811 | — | $5,125 | — |
| 2022 | $74,988 | — | — | — | $29,237 |