Plan Snapshot
- Plan Sponsor: Rubio'S Restaurant, INC.
- Sponsor EIN: 330100303
- Sponsor Address: 2200 FARADAY AVE STE 250, CARLSBAD, CA, 92008
- Plan Type: 401(k)
- Total Participants: 3,572
- Total Assets: $9.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 3,572 | $9.3M | $272,242 | $853,056 |
| 2022 | 3,287 | $7.5M | $0 | $0 |
| 2021 | 2,977 | $8.5M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERCER INVESTMENT MANAGEMENT | Other Service Provider | — | $14,748 | $14,748 |
| MORNINGSTAR INVESTMENT MANAGEMENT | Investment Advisor | $5,770 | — | $5,770 |
| VOYA RETIREMENT INSURANCE AND ANNUI | Investment Advisor | $5,770 | — | $5,770 |
| BDO | Other Service Provider | $5,000 | — | $5,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $31,288
- Estimated Expense Ratio: 0.338% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $11,585 | $8,285 | $2,800 | — | — |
| 2022 | $7,337 | — | — | — | — |
| 2021 | $9,528 | — | — | — | — |