Plan Snapshot
- Plan Sponsor: Rubb, INC.
- Sponsor EIN: 010392673
- Sponsor Address: 1 RUBB LANE, SANFORD, ME, 04073
- Plan Type: 401(k)
- Total Participants: 68
- Total Assets: $10.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 68 | $10.4M | $689,109 | $408,315 |
| 2023 | 128 | $8.8M | $303,253 | $345,468 |
| 2022 | 116 | $7.6M | $186,354 | $330,464 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BIGELOW INVESTMENT ADVISORS LL | Investment Advisor | $28,188 | — | $28,188 |
| CHARLES SCHWAB TRUST BANK | Recordkeeper | — | $6,516 | $6,516 |
| EPIC RETIREMENT PLAN SERVICES | Recordkeeper | $6,028 | — | $6,028 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BIGELOW INVESTMENT ADVISORS LL — Investment Advisor
- CHARLES SCHWAB TRUST BANK — Recordkeeper
- EPIC RETIREMENT PLAN SERVICES — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $40,732
- Estimated Expense Ratio: 0.392% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $28,633 | $22,955 | — | — | — |
| 2023 | — | — | — | — | — |
| 2022 | — | — | — | — | — |