Plan Snapshot
- Plan Sponsor: Royal Credit Union
- Sponsor EIN: 396072970
- Sponsor Address: 200 RIVERFRONT TERRACE, EAU CLAIRE, WI, 54703
- Plan Type: 401(k)
- Total Participants: 835
- Total Assets: $101.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 835 | $101.3M | $3.6M | $6.6M |
| 2023 | 791 | $85.4M | $3.3M | $6.0M |
| 2022 | 729 | $65.9M | $2.6M | $4.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $220,572 | $115,626 | — | — | — |
| 2023 | $245,305 | $101,664 | — | — | — |
| 2022 | $231,348 | — | — | — | $231,348 |