Plan Snapshot
- Plan Sponsor: Royal Caribbean Cruises Ltd.
- Sponsor EIN: 980081645
- Sponsor Address: 1050 CARIBBEAN WAY, MIAMI, FL, 33132
- Plan Type: 401(k)
- Total Participants: 4,275
- Total Assets: $787.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,275 | $787.2M | $22.9M | $30.6M |
| 2023 | 4,078 | $678.6M | $21.4M | $26.6M |
| 2022 | 4,217 | $573.0M | $19.6M | $24.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRICE WATERHOUSE COOPERS | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $588,697 | — | — | — | — |
| 2023 | $520,007 | — | — | — | — |
| 2022 | $542,510 | — | — | — | $542,510 |