Plan Snapshot
- Plan Sponsor: Rosedale Federal Savings & Loan Association
- Sponsor EIN: 520465075
- Sponsor Address: 9616 BELAIR ROAD, BALTIMORE, MD, 212361104
- Plan Type: 401(k)
- Total Participants: 143
- Total Assets: $24.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 143 | $24.0M | $952,392 | $818,819 |
| 2023 | 148 | $20.8M | $979,727 | $780,460 |
| 2022 | 147 | $17.5M | $858,721 | $691,861 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $76,156 | — | $76,156 |
| RESOURCES INVESTMENT ADVISORS | Investment Advisor | — | $32,500 | $32,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RESOURCES INVESTMENT ADVISORS — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $108,656
- Estimated Expense Ratio: 0.453% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $76,156 | — | $76,156 | — | — |
| 2023 | $66,653 | — | $66,653 | — | — |
| 2022 | $60,185 | — | $60,185 | — | — |