Plan Snapshot
- Plan Sponsor: Roofers Local 195 Health & Accident Fund
- Sponsor EIN: 166148181
- Sponsor Address: 7706 MALTLAGE DRIVE, LIVERPOOL, NY, 13090
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 202
- Total Assets: $2.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 202 | $2.7M | $2.7M | $5,314 |
| 2023 | 183 | $2.4M | $2.9M | $14,734 |
| 2022 | 195 | $2.1M | $3.1M | $6,600 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PATRICIA REDHEAD | Recordkeeper | $128,000 | — | $128,000 |
| BRENDA DANN | Other Service Provider | $63,024 | — | $63,024 |
| JOSEPH W. MCCARTHY AND ASSOCIATES | Other Service Provider | $55,033 | — | $55,033 |
| AETNA LIFE INSURANCE COMPANY | Other Service Provider | $33,648 | — | $33,648 |
| BLITMAN & KING LLP | Other Service Provider | $29,785 | — | $29,785 |
| BONADIO & CO., LLP | Auditor | $18,965 | — | $18,965 |
| CARRIE REDDEN | Other Service Provider | $15,851 | — | $15,851 |
| O'SULLIVAN ASSOCIATES | Other Service Provider | $12,800 | — | $12,800 |
| INVESTMENT PERFORMANCE SERVICES LLC | Other Service Provider | $10,304 | — | $10,304 |
| TPA CONSULTING SERVICES | Other Service Provider | $10,277 | — | $10,277 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BONADIO & CO., LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $377,687
- Estimated Expense Ratio: 14.194% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $697,887 | $12,269 | — | $18,965 | — |
| 2023 | $664,664 | $11,933 | — | $17,400 | — |
| 2022 | $678,424 | $11,542 | — | — | $78,284 |