Plan Snapshot
- Plan Sponsor: Rock Holdings, INC.
- Sponsor EIN: 510415135
- Sponsor Address: 1050 WOODWARD AVENUE, DETROIT, MI, 48226
- Plan Type: 401(k)
- Total Participants: 15,943
- Total Assets: $2.2B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 15,943 | $2.2B | $26.4M | $143.5M |
| 2023 | 15,298 | $1.9B | $28.6M | $144.7M |
| 2022 | 18,984 | $1.6B | $42.9M | $184.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $767,947 | — | $767,947 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $520,784 | — | $520,784 |
| CREATIVE PLANNING, LLC | PLAN SPONSOR | $90,000 | — | $90,000 |
| PLANTE & MORAN, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
- CREATIVE PLANNING, LLC — PLAN SPONSOR
- PLANTE & MORAN, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,378,731
- Estimated Expense Ratio: 0.062% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,351,857 | $520,784 | $6,300 | — | — |
| 2023 | $1,582,624 | $537,097 | $9,000 | $26,750 | — |
| 2022 | $1,546,224 | $730,551 | — | — | — |