Plan Snapshot
- Plan Sponsor: Rochester Management, INC.
- Sponsor EIN: 161556654
- Sponsor Address: 249 NORTON VILLAGE LANE, ROCHESTER, NY, 14609
- Plan Type: 401(k)
- Total Participants: 133
- Total Assets: $9.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 133 | $9.3M | $206,338 | $479,405 |
| 2023 | 118 | $10.5M | $169,494 | $434,468 |
| 2022 | 0 | $10.5M | $178,505 | $471,303 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | INVESTMENT ADVISOR | $17,396 | — | $17,396 |
| EMPOWER LIFE & ANNUITY INSURANCE CO | RECORDKEEPER | $8,365 | — | $8,365 |
| BONADIO & CO | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BONADIO & CO — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $25,761
- Estimated Expense Ratio: 0.276% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $25,761 | $17,396 | — | — | — |
| 2023 | $34,971 | $26,883 | — | — | — |
| 2022 | $22,731 | — | $22,731 | — | — |