Plan Snapshot
- Plan Sponsor: Rochester Hills Chrysler-Jeep
- Sponsor EIN: 382012114
- Sponsor Address: 1301 SOUTH ROCHESTER ROAD, ROCHESTER HILLS, MI, 48307
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 146
- Total Assets: $14.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 146 | $14.2M | $0 | $0 |
| 2024 | 114 | $12.4M | $50,000 | $464,077 |
| 2023 | 113 | $10.4M | $104,127 | $438,403 |
| 2022 | 113 | $9.2M | $100,000 | $472,348 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | Other Service Provider | $40,536 | — | $40,536 |
| CBIZ INVESTMENT ADVISORY SERVICES | Other Service Provider | $19,766 | — | $19,766 |
| CLIFTONLARSONALLEN LLP | Other Service Provider | $8,400 | — | $8,400 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $68,702
- Estimated Expense Ratio: 0.484% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $682,768 | $19,766 | $3,905 | $8,400 | — |
| 2024 | $23,650 | $11,726 | $6,899 | $5,025 | — |
| 2023 | $29,527 | — | $25,400 | — | — |
| 2022 | $29,295 | — | $25,045 | — | $4,250 |