Plan Snapshot
- Plan Sponsor: Rochester Dairy Industry Individual Pension Account Plan
- Sponsor EIN: 166019488
- Sponsor Address: 1354 BUFFALO ROAD STE 6, ROCHESTER, NY, 14624
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 277
- Total Assets: $19.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 277 | $19.5M | $416,530 | $844,453 |
| 2023 | 201 | $19.5M | $368,914 | $729,673 |
| 2022 | 247 | $18.5M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $32,401 | — | $32,401 |
| ONE DIGITAL TOPCO LLC DBA RESOURCES | Other Service Provider | $25,000 | — | $25,000 |
| STOKES VISCA HUCKO & BARONE CPAS LL | Other Service Provider | $19,500 | — | $19,500 |
| HARTER SECREST & EMERY LLP | ERISA Attorney | $15,265 | — | $15,265 |
| MARSH & MCLENNAN COMPANIES INC | Other Service Provider | $8,125 | — | $8,125 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HARTER SECREST & EMERY LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $100,291
- Estimated Expense Ratio: 0.514% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $100,493 | $25,000 | — | $19,500 | — |
| 2023 | $100,135 | $25,000 | $31,460 | $18,500 | — |
| 2022 | $2,480,861 | $28,574 | $25,000 | — | — |