Plan Snapshot
- Plan Sponsor: Riverside Contracting, INC.
- Sponsor EIN: 810393633
- Sponsor Address: 5571 ALLOY SOUTH, MISSOULA, MT, 59808
- Plan Type: 401(k)
- Total Participants: 234
- Total Assets: $8.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 234 | $8.2M | $0 | $601,975 |
| 2023 | 270 | $6.8M | $0 | $634,921 |
| 2022 | 227 | $5.6M | $0 | $572,902 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CULLEN CAPITAL MANAGEMENT LLC | Other Service Provider | $11,794 | — | $11,794 |
| LOOMIS, SAYLES & COMPANY, L.P. | Other Service Provider | $10,423 | — | $10,423 |
| MERRILL LYNCH, PIERCE, FENNER & SMI | Other Service Provider | $9,063 | — | $9,063 |
| SEGALL BRYANT & HAMILL, LLC | Other Service Provider | $5,622 | — | $5,622 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $36,902
- Estimated Expense Ratio: 0.452% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $46,823 | $39,047 | — | $301 | — |
| 2023 | $39,692 | $31,783 | — | $356 | — |
| 2022 | $39,052 | $31,100 | — | — | $7,952 |