Plan Snapshot
- Plan Sponsor: River Trading Company, Ltd.
- Sponsor EIN: 411729898
- Sponsor Address: 559 LIBERTY HILL, CINCINNATI, OH, 45202
- Plan Type: 401(k)
- Total Participants: 243
- Total Assets: $24.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 243 | $24.2M | $1.1M | $1.0M |
| 2023 | 216 | $23.4M | $1.0M | $955,636 |
| 2022 | 203 | $20.9M | $958,439 | $920,954 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PNC BANK NATIONAL ASSOCIATION | Investment Advisor | $25,582 | — | $25,582 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $17,581 | — | $17,581 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $43,163
- Estimated Expense Ratio: 0.178% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $45,096 | $27,515 | — | — | — |
| 2023 | $45,665 | $27,323 | $300 | — | — |
| 2022 | $43,099 | $363 | — | — | — |